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looking for the right loan? we’ve got your back.
Canopy offers personalized loans designed for your life! Whether you’re looking for a new car, updating your home, planning a vacation or thinking about your child’s future, we have the solution for your unique financial situation.
Quick. Convenient. Compassionate. Canopy Credit Union is here to help.
Get an additional 1/4% off rates for setting up automatic payments from a Canopy checking account and another 1/4% off for additional services. Discounts do not apply to personal loans, land loans or Visas.
Take the first step and start earning rewards, income, or benefits as early as today!
or call 509.328.2900
flexible loans loans for
life’s big (and small) moments
Going somewhere? Our consumer loans can help take you there.
consumer loans
Here are a few types of consumer loans we offer:
real estate loans
No matter where you are in your homeownership journey, we offer a range of real estate loan options to help you reach your goals. From purchasing your first home to renovations or using your equity wisely, our solutions are designed to grow with you.
Explore your options below to find the right loan for the next step in your journey:
personal loans
If you need funds but don’t have collateral—or prefer not to rely on credit cards—a personal loan could be the perfect fit. With flexible terms and typically lower interest rates, personal loans offer breathing room in your budget and peace of mind in uncertain times. Whether you’re covering surprise expenses or consolidating debt, we’re here to help you move forward with confidence.
share secured loans
A Share Secured Loan lets you borrow against your own savings, using funds from your share account as collateral. So, you can secure a great interest rate and continue earning dividends. With quick approval, low eligibility requirements, and a positive impact on your credit score, this loan is a smart option for those looking to build or rebuild credit without taking on high-interest debt.
visa classic
Our Visa Classic Credit Cards provide flexibility, security, and convenience. They include low variable rates, real-time fraud alerts, and no annual fee. This standard credit card is a viable option for many customers looking for a line of credit rather than a loan and are a great credit-building option for new account holders.
ampliFI® Visa Rewards Card
This is our rewards Visa credit card!
With this card you can earn epic rewards with every purchase. Check out this credit card’s benefits!