Earn 4.00% cash back on up to $300 in debit card purchases monthly when your account qualifies
That's up to $12 cash back each month, which is $144 each year!
Refunds of up to $20 monthly on ATM fees, nationwide
No category restrictions on purchases
Link to free Saver Account to build savings automatically at 4.07%APY* on your first $50,000
No minimum balance required
Enroll in eStatements
Have 12 or more debit card purchases post and settle every month
2.02%APY* on qualifying balances up to $25,000 when signed up for estatements and 12 monthly debit card purchases
6.17%APY* on qualifying balances up to $25,000 when signed up for estatements, have a monthly reoccuring direct deposit or transfer from an outside institution and 20 monthly debit card purchases
0.50%APY* on balances over $25,000
0.01%APY* even if you don't qualify
Link to free Saver Account to build savings automatically at 4.07%APY* on your first $50,000
Refunds up to $20 monthly on ATM fees, nationwide
No monthly service fees or minimum balance required
Initial refund up to $20 for iTunes, Amazon, or Google Play purchases at signup
Refunds up to $10 every month for iTunes, Amazon or Google Play purchases
Refunds up to $20 monthly on ATM fees, nationwide
No monthly service fees or minimum balance required
See qualifying activities below.
Free Bill Pay
Real-time fraud security alerts
Dividends paid monthly (with minimum balance requirement)
Electronic statements
Online check reorders
Option to activate automatic overdraft protection from your savings, pre-approved Line of Credit, or Visa
Option to set up automatic transfers to loan or share accounts
Option to set up direct deposit of your paycheck(s)
Enroll in eStatements
Have 12 or more debit card purchases post and settle every month
Additional qualifications for upgrade to 6.17%APY* instead of 2.02%APY* on High-Dividend Cash account: least one direct deposit or transfer from another institution post and settle each month and have 20 or more debit card purchases post and settle every month
That's as easy as gas, groceries, and coffee each month! And if you don't qualify, don't worry. Your account is still free. Plus, you can get right back to earning your rewards the very next month.
We have a Fraud Monitoring Program that calls or texts you when a suspicious transaction occurs on your card. This system will sometimes temporarily restrict/block your card based on how high-risk the suspicious transaction was. You will receive an automated text or voice message that will ask you to validate the transaction(s) and provide you with a case number.
Canopy's Fraud Monitoring System will call from 877.253.8964 or text from shortcode 37268
If your card has been stolen or lost, please call 833.221.8684.
If you wish to dispute charges, please call 833.221.8685.
Canopy's system will never call you and ask/require your protected information!
Interested in an easy way to make contactless payments with your Canopy card? We've partnered with Apple Pay, Google Pay, Samsung Pay, Garmin and Fitbit to give you access to this easy and safe way for you to make payments on the go. You can view the specific instructions for how to upload your Canopy cards to your preferred digital wallet system here.
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Let us help connect you with your community.
