| Loan Type | Rate / Annual Percentage Rate (APR) |
|---|---|
| Personal Loan | 10.49% to 18.00% - apply now |
| VISA Classic | 12.50% to 18.00% - apply now |
| VISA Rewards | 9.90% to 18% - apply now |
| New or Used Vehicles | 5.99% to 16.24% - apply now |
| Boats and RVs | 7.49% to 16.49% - apply now |
| Snowmobiles, Personal Watercrafts, etc. | 10.74% to 17.49% - apply now |
OAC. Annual Percentage Rate, may vary based on approved credit, up to 100% financing. The rates above are the lowest and highest possible rates available to qualified borrowers. The lowest rate shown includes a 1/4% discount for automatic payment from your Canopy checking account and another 1/4% off for additional services. Discounts do not apply to personal loans or visas. Other rates and terms are available.
| Fixed-rate term | Interest rate | Annual Percentage Rate (APR) |
|---|---|---|
| 8-year fixed home loan | 5.50% | 5.845% |
| 10-year fixed home loan | 5.75% | 6.034% |
| 15-year fixed home loan | 6.00% | 6.201% |
| 30-year fixed home loan | call for rates | call for rates |
| Loan Type | Rate/Annual Percentage Rate (APR) |
|---|---|
| Home Equity Line-of-Credit | call for rates |
| Owner Occupied (2nd position) | call for rates |
| Non-Owner Occupied (1st position) | call for rates |
| Undeveloped Land | call for rates |
Rates shown for the 8, 10 and 15 Year Fixed Mortgages assume a loan amount $180,000 with a 1% origination and document fee with financing 80% LTV. Rate includes a 1/4% off for automatic payment from a Canopy checking account and 1/4% off for additional services. Rates shown are as low as and are determined by the borrower's creditworthiness.
Rates as of October 1, 2024
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