Will my credit score be affected if I apply for this loan?

Yes, whenever you apply for a loan it is considered a hard credit inquiry and will have a small effect on your credit score. Find out more about hard pulls and inquiries .

RV Loans Spokane | Get Hassle Free RV Financing With Canopy CU

Q: What rate do I qualify for with my credit score?

Your interest rate will depend on your credit score. You can find a rough estimate of your credit score by downloading apps like Credit Karma and/or Credit Sesame but your true credit score will most likely be different when we pull it for your application. You can get one free credit pull per year (without having to apply for a loan) at annualcreditreport.com . Learn more about what makes up a credit score and how you can improve it in our blog What Makes up a Credit Score?

RV loan financing

RV loan rates as low as 7.49% APR*, fixed

apply for an RV loan

We have some of the lowest RV loan rates in Spokane! Check with us first to finance or refinance your new or used RVs like pickup campers, tent trailers, fifth wheel trailers and motorhomes. Your home away from home is just a few steps away.

Benefits of financing/refinancing at Canopy:

We offer up to 100% RV loan financing
We offer longer term options
The process is quick & easy

Get pre-approved for your RV loan

Get pre-approved for your RV loan today to secure your budget and financing. That way when you go RV shopping you’ll know exactly what you can afford and have the bargaining power to move forward with the purchase. Our expert loan staff is ready to help you whenever you’re ready!

Looking to refinance your RV loan? We offer super low rates, a flexible lending process, and compassionate staff who will make the switch completely worth it. Let us see if we can get you a better deal! Refinance your RV loan

8 tips for buying an RV

If you're not sure how to start your search for the right RV, check out these 8 tips for buying an RV!

Camping with RV

RV loan calculator

Find out what your monthly payment will look like with our easy-to-use RV loan calculator!

RV loan FAQs

We work hard to make sure we get back to you as soon as possible. We will follow-up with you within 1-2 business days.

Your interest rate will depend on your credit score. If you're an exsisting Canopy member you can access your credit score for free with the Credit Score tool from Savvy money after logging into your account. Otherwise, you can find a rough estimate of your credit score by downloading apps like Credit Karma and/or Credit Sesame but your true credit score will most likely be different when we pull it for your application. You can get one free credit pull per year (without having to apply for a loan) at annualcreditreport.com. Learn more about what makes up a credit score and how you can improve it in our blog What Makes up a Credit Score?

Yes, whenever you apply for a loan it is considered a hard pull/inquiry and will have a small effect on your credit score. Find out more about hard pulls and inquiries.

We’ll need your most recent paystub, current RV insurance information, and if you’ve already chosen the RV at a dealership you’ll need a purchase order for that vehicle.

Yes.

We offer loan terms anywhere from 1-15 years depending on the value of the RV. To find out more information, give us a call at 509.328.2900 or send us a webchat!

Ready to get your RV loan?

apply for an rv loan now

*Annual Percentage Rate, may vary based on approved credit. Lowest rate includes 1/4% off for automatic payment from a Canopy checking account and 1/4% off for additional services. Fixed rates range from 8.49% APR to 17.99% APR. Other rates and terms are available. Payment example: a $50,000 RV Loan with $10,000 down payment at 7.99% APR and a 72 month term would result in monthly payments of $711.

Rates current as of October 1, 2024.