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share & checking account rates

Rates are current as of November 1, 2023

Description Tiers Dividend Rate Annual Percentage Yield (APY) Minimum Opening Balance Minimum Required to Earn Dividends Minimum Balance to Avoid Fees Compounded and Credited
Regular Shares
 $500 and over 0.02% 0.02% $5.00 $500 ---- Monthly
Share II
 $0-$499 0.02% 0.02% $5.00 $5.00 ---- Monthly
  $500-$4,999 0.02% 0.02% $5.00 $5.00 ---- Monthly
  $5,000-$24,999 0.02% 0.02% $5.00 $5.00 ---- Monthly
  $25,000+ 0.02% 0.02% $5.00 $5.00 ---- Monthly
Holiday Club
 ---- 2.00% 2.02% $0.00 $0.00 See below Monthly
Summer Club
 ---- 2.00% 2.02% $0.00 $0.00 See below Monthly
Share Draft (Regular Checking)
 ---- ---- ---- ---- ---- $0.00 ----
Debit Rewards ScoreCard
Checking
 ---- ---- ---- ---- ---- ---- ----
Cash & Check Card
 $0-2,000+ 0.05% 0.05% $0.00 $2,000 $0.00 Monthly
Plus Checking (no longer available)
 $0-$10,000+ 0.05% 0.05% ---- $5,000 $500 Monthly
Business Checking
 $0-$4,999 0.05% 0.05% ---- $2,000 ---- Monthly
  $5,000-$9,999 0.05% 0.05% ---- $2,000 ---- Monthly
  $10,000+ 0.05% 0.05% ---- $2,000 ---- Monthly
Money Market
 $0-$4,999 0.25% 0.25% $2,000 $2,000 $0.00 Monthly
  $5,000-$9,999 0.25% 0.25% $2,000 $2,000 $0.00 Monthly
  $10,000-$24,999 0.25% 0.25% $2,000 $2,000 $0.00 Monthly
  $25,000-$49,999 0.30% 0.30% $2,000 $2,000 $0.00 Monthly
  $50,000+ 0.35% 0.35% $2,000 $2,000 $0.00 Monthly
IRA Future Fund
 ---- 0.10% 0.10% ---- $5.00 ---- Monthly
 
potentially earn over $3,500 per year from your check and savings account
A checking account that can earn up to 6.17% APY* on your first $25,000, plus a high yield savings account that can earn up to 4.07% APY* on your first $50,000?! Plus get $20 in nation-wide ATM fees refunded every month. Now THAT'S an account worth switching to. Click here to learn more.
Our Rates Subject to Change
This Rate and Fee Schedule sets forth current conditions, rates, fees and charges applicable to your Savings, Checking, Term Share, IRA and Certificate Accounts at Canopy Credit Union at this time. The Credit Union may offer other rates and fees or amend the rates and fees contained in this schedule from time to time. Each account holder agrees to the terms set forth on this Rate and Fee Schedule and acknowledges that it is a part of the Membership and Account Agreement.
Holiday Club Accounts The minimum balance to open the Holiday Club account is only $0.00 and the maximum amount to open is $500.00. A direct deposit of at least $5.00 and not greater than $500.00 is required each month. The balance in your Holiday Club account will automatically be transferred to your primary savings account on November 1st. If you withdraw funds from your Holiday Club account before the November 1st transfer date, any dividends earned up to the date of withdrawal will be forfeited.
Summer Club Accounts The minimum balance to open the Summer Club account is only $0.00 and the maximum amount to open is $500.00. A direct deposit of at least $5.00 and not greater than $500.00 is required each month. The balance in your Summer Club account will automatically be transferred to your primary savings account on June 1st. If you withdraw funds from your Summer Club account before the June 1st transfer date, any dividends earned up to the date of withdrawal will be forfeited.

 

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