Auto Loan
Special
Ready to refinance?
3 great reasons. 1 great loan.
From January 20 – March 31, 2026, when you refinance your current auto loan to Canopy Credit Union from another financial institution, you’ll be eligible for:
- Rates as low as 4.49% APR!*
- 1% cash back up to $500!
- 90 payment-free days!
*Annual Percentage Rate, may vary based on approved credit, for vehicles 5 years old and newer. Lowest rate includes 1/4% off for automatic payment from a Canopy checking account and 1/4% off for additional services. Other rates and terms are available.
Offers good for refinances from another lender only, for vehicles 10 years old and newer. No limit on the number of loans refinanced. Effective January 20 through March 31, 2026.
- 1% cash back offer: limited to $500 per loan. Recipient is responsible for all taxes related to bonus payments.
- 90 payment-free days: Interest will accrue from date of loan, and your first payment may apply to interest only.
Canopy Credit Union reserves the right to terminate or alter this promotion at any time.
auto loan calculator
Find out what your monthly payment will look like with our easy-to-use car loan calculator! Just put in your total loan amount, loan term, and you’ll get your estimated monthly payment based on our lowest available rate.
- Ready to get started?