Loan
Rates
Current as of January 30, 2026
navigate between different loan types
consumer loans (collateralized & unsecured)
Loan Type | APR Range | Apply for Loan |
|---|---|---|
Personal Loan | 10.49% – 18.00% | apply now |
VISA® Classic Credit Card | 11.50% – 18.00% | apply now |
VISA® Rewards Credit Card | 9.90% – 18.00% | apply now |
New or Used Vehicles | 5.49% – 17.99% | apply now |
6.99% – 16.49% | apply now | |
Snowmobiles & Personal Watercrafts | 10.74% – 17.49% | apply now |
OAC. Annual Percentage Rate, may vary based on approved credit, up to 100% financing. The rates above are the lowest and highest possible rates available to qualified borrowers. The lowest rate shown includes a 1/4% discount for automatic payment from your Canopy checking account and another 1/4% off for additional services. Discounts do not apply to personal loans or visas. Other rates and terms are available.
fixed rate home loans
Rates shown for the 8, 10 and 15 Year Fixed Mortgages assume a loan amount $180,000 with a 1% origination and document fee with financing 80% LTV. Rate includes a 1/4% off for automatic payment from a Canopy checking account and 1/4% off for additional services. Rates shown are ‘as low as’ and are determined by the borrower’s creditworthiness.
Term | Interest Rate | APR |
|---|---|---|
8-Year Fixed | 6.75% | 5.845% |
10-Year Fixed | 7.00% | 6.034% |
15-Year Fixed | 7.25% | 6.201% |
30-Year Fixed | call for rates | call for rates |
real estate options
Loan Type | APR |
|---|---|
Home Equity Line of Credit (HELOC) | call for rates |
Owner-Occupied (1st & 2nd Position) | call for rates |
Non-Owner Occupied (1st Position) | call for rates |
Residential Land Loan | call for rates |