We have some of the lowest boat loan rates in Spokane! Check with us first to finance or refinance your new or used boat so you can get to enjoying the fun things like fishing, cruising around and playing water sports with your sweet new boat.
Benefits of boat loan financing/refinancing at Canopy:
With a low, fixed rate boat loan you'll know exactly how much you'll be paying on your new or refinanced boat for the duration of your loan. This means your interest rate will be set and locked in, unlike a variable rate which can change at any time set by the terms of the variable rate loan. With a fixed rate boat loan from Canopy Credit Union, you'll be abel to set your budegt for exactly the amount you'll need for your payment every month, making planning everything else that much easier.
Get pre-approved for your boat loan before you go shopping! That way you'll know exactly what you can afford and this can give you better negotiating power with dealerships.
“Canopy made the entire process extremely easy for us and completed everything online through email so we didn’t even have to leave work. They communicated with us every step of the way so we knew what stage of the process we were at. Our Member Advocate, Jessica, was friendly, positive and extremely helpful!”
Find out what your monthly payment will look like with our easy-to-use boat loan calculator!
*Annual Percentage Rate, may vary based on approved credit. Lowest rate includes 1/4% off for automatic payment from a Canopy checking account and 1/4% off for additional services. Fixed rates range from 8.49% APR to 17.99% APR. Other rates and terms are available. Payment example: a $50,000 Boat Loan with a $10,000 downpayment at 8.49% APR and a 72 month term would result in a monthly payment of $711.
Rates current as of October 1, 2024.
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