Debt
Protection
Protect your payments,
protect your future
Prepare for the unexpected — because life doesn’t always go as planned.
Debt Protection helps you by covering all or part of your loan payments during life’s unforeseen challenges, like job loss, disability, or death. With flexible program options, you can choose the coverage that fits your needs and gives you peace of mind.
MEMBERS CHOICE Debt Protection is optional — you don’t have to enroll, but it’s available if you want extra security.
Coverage Options
- Life & Terminal Illness: Helps pay off your outstanding loan balance in the event of death or terminal illness.
- Disability Protection: Assists with loan payments if you become unable to work due to illness or injury.
- Involuntary Unemployment: Some packages provide partial coverage if you lose your job through no fault of your own.
- Additional Protections: Accidental dismemberment, hospitalization, family medical leave, or loss of life of a dependent (varies by package).
how to file a claim
If you ever need to use your coverage, the claims process is quick and simple. File online with the button below or, speak directly with a TruStage claims specialist at 800.621.6323. They will guide you through the process from start to finish.
Questions or Want to Enroll?
Debt Protection is optional, and eligibility may vary. Contact your loan representative at 509.328.2900 for more information or to discuss the right options for you.
This is a summary of the Debt Protection program. Enrollment is optional. MEMBERS CHOICE Debt Protection is a debt cancellation product available through Canopy Credit Union. Please refer to your member agreement or speak with your credit union loan representative for additional details on benefit maximums, eligibility, and limitations.