Loan
Rates
Current as of January 30, 2026
navigate between different loan types
consumer loans (collateralized & unsecured)
Loan Type | APR Range | Apply for Loan |
|---|---|---|
Personal Loan | 10.49% – 18.00% | apply now |
VISA® Classic Credit Card | 11.50% – 18.00% | apply now |
VISA® Rewards Credit Card | 9.90% – 18.00% | apply now |
New or Used Vehicles | 4.49% – 17.49% | apply now |
6.74% – 16.49% | apply now | |
Snowmobiles & Personal Watercrafts | 10.74% – 17.49% | apply now |
OAC. Annual Percentage Rate, may vary based on approved credit, up to 100% financing. The rates above are the lowest and highest possible rates available to qualified borrowers. The lowest rate shown includes a 1/4% discount for automatic payment from your Canopy checking account and another 1/4% off for additional services. Discounts do not apply to personal loans or visas. Other rates and terms are available.
fixed rate home loans
Term | Interest Rate | APR |
|---|---|---|
8-Year Fixed | 4.75% | 5.845% |
10-Year Fixed | 5.00% | 6.034% |
15-Year Fixed | 5.25% | 6.201% |
30-Year Fixed | call for rates | call for rates |
Rates shown for the 8, 10 and 15 Year Fixed Mortgages assume a loan amount $180,000 with a 1% origination and document fee with financing 80% LTV. Rate includes a 1/4% off for automatic payment from a Canopy checking account and 1/4% off for additional services. Rates shown are ‘as low as’ and are determined by the borrower’s creditworthiness.
real estate options
Loan Type | APR |
|---|---|
Home Equity Line of Credit (HELOC) | call for rates |
Owner-Occupied (1st & 2nd Position) | call for rates |
Non-Owner Occupied (1st Position) | call for rates |
Residential Land Loan | call for rates |