Online Banking Tips & Tricks
make banking easier than ever
We’re that credit union. No matter where your journey takes you, we’re here for you. Check out these awesome features, tips, and tricks for maximizing your Canopy membership!
download the canopy credit union app
Manage your finances on the go with the Canopy Credit Union app!
With our mobile app you can:
- Check your balances
- Transfer funds
- Pay your bills
- Make a mobile check deposit
- Set up account alerts
- Make principal-only loan payments
- Create a budget with our money management tool
- Set up Canopy Visa Debit/Credit Card Management
- Send money to another Canopy member
- Send money to another financial institution
- And much more!
- enable touch/face ID
Enable Touch/Face ID for secure and quick access to your money! To access Touch/Face ID, log into your account on your mobile app, click “More” and then click the wheel image at the top of the screen. You will then see an option for Touch/Face ID.
- set up account alerts
Get notified when your balance drops below a certain threshold or when a debit transaction is above a certain threshold. Alerts can be sent via text or email – you get to choose!
- utilize secure messaging or live chat
Use these convenient and secure tools in Online Banking if you have questions about your account!
- enhanced bill pay
Pay multiple bills on one screen via desktop for free with our enhanced Bill Pay system.
- send an external transfer
Do you have accounts at multiple financial institutions? In Online Banking or in our Mobile App, you can set up free transfers from Canopy to another financial institution.
- transfer money member to member
Need to send your kids money? Or maybe your significant other? All you need is a nickname, member number, and account number. Add them as a saved “Payee” and you can transfer in the future even easier!
- schedule a transfer
Schedule your car payment or make monthly transfers to your kid(s) in college! To access this tool, click “Transfers” and “Make a Transfer,” then fill out the date, frequency and amount. Transfers process mid-morning every business day.
- principal-only loan payments
In addition to making your monthly interest payments, you can also make principal-only loan payments at any time you want without any going to interest.
- debit card loan payments
Use your debit card from another financial institution to make your Canopy loan payments!
- Online debit card loan payment fee: $4.95
- Over the phone debit card loan payment fee: $9.95