Cashback Checking Accounts
Checking that rewards you with cash.
Choose from our rewarding checking accounts!
- Kasasa Cash Back® Rewards Checking
- Earn 4.00% cash back monthly on up to $300 in qualifying debit and Canopy credit card purchases
- That's up to $12 cash back each month, which is $144 each year!
- No category restrictions on purchases
- Link to Saver Account to build savings automatically at 3.04% APY on first 50k
- Refunds up to $20 monthly on ATM fees, nationwide
- No minimum balance required
- Kasasa Cash® High-Dividend Checking
- Earn 2.02% APY* on balances up to $25,000
- Earn 5.12% APY* on balances up to $25,000 with additional qualifications
- 0.50% APY* on balances over $25,000
- 0.01% APY*
- Link to Saver Account to build savings automatically at 3.04% APY* on your first $50,000
- Refunds up to $20 monthly on ATM fees, nationwide
- No minimum balance required
Qualifying for your Kasasa checking rewards is easy!
How to Qualify for Rewards: Everyday spending like gas, groceries, and coffee can qualify you for rewards—no complicated categories.
Kasasa Cash Back® & Kasasa Cash® (Base Rewards) | Kasasa Cash® Bonus Rate (5.12% APY) | |
|---|---|---|
eStatements | Enroll in eStatements | Enroll in eStatements |
Monthly Purchases | Make at least 12 qualifying debit or Canopy credit card purchases | Make at least 20 qualifying debit or Canopy credit card purchases |
Direct Deposit / Transfer | Not required | Have at least 1 monthly direct deposit or transfer from another institution |
ATM Fee Refunds | Up to $20 nationwide | Up to $20 nationwide |
If You Miss a Month | You still earn base rates and can qualify again next month. | You still earn base rates and can qualify again next month. |
* Click to open account disclosures: Kasasa Checking Fine Print
Kasasa Checking®
account features include:
- Free Bill Pay
- Real-time fraud security alerts
- Dividends paid monthly
- Electronic statements
- Online check reorders
- Option to activate automatic overdraft protection from your savings or Visa
- Option to set up automatic transfers to loan or share accounts
- Option to set up direct deposit of your paycheck(s)
earn rewards with
your checking account
fraud protection / faq
We have a Fraud Monitoring Program that calls or texts you when a suspicious transaction occurs on your card. This system will sometimes temporarily restrict/block your card based on how high-risk the suspicious transaction was. You will receive an automated text or voice message that will ask you to validate the transaction(s) and provide you with a case number.
Canopy’s Fraud Monitoring System will call from 877.253.8964 or text from shortcode 37268
If your card has been stolen or lost, please call 833.221.8684.
If you wish to dispute charges, please call 833.221.8685.
Canopy's system will never call you and ask/require your protected information!
Interested in an easy way to make contactless payments with your Canopy card? We've partnered with Apple Pay, Google Pay, Samsung Pay, Garmin and Fitbit to give you access to this easy and safe way for you to make payments on the go. You can view the specific instructions for how to upload your Canopy cards to your preferred digital wallet system here.
Click to open account disclosures: *Kasasa Checking Fine Print